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The License to CSC e-Governance Services India Limited has been granted on 12th Sept 2013 by Insurance Regulatory and Development Authority (IRDA) to work as an Authorized Intermediary to market specifically approved insurance products through the Rural Authorised Persons (Village Level Entrepreneur’s) under the CSC Scheme of National e-Governance Plan under the IRDA Guidelines on Common Service Centres, 2013.

The License permits both Life and Non Life Insurers in India to Market Retail Insurance Policies and Services through Common Service Centers Network. VLE’s in order to solicit insurance sales and service as Rural Authorised person (RAP) of Insurance will have to comply with all the applicable provisions of the Insurance Act , 1938,the IRDA Act,1999, and the rules, regulations, circulars or guidelines, as applicable, issued from time to time.

A VLE is licensed to solicit or negotiate an Insurance policy of ‘ALL THE INSURANCE COMPANIES’ with which CSC SPV has an agreement. This facility to market insurance products and offer services near to homes would significantly expand insurance penetration in rural areas. Insurance penetration in India was just 3.96 per cent in 2012.

Steps for VLE to become a licensed RAP .

  1. Register for RAP through www.insurance.csc.gov.in
  2. Pay a fees of Rs 350/- towards Examination & Licensing
  3. VLE gets Login ID & password for RAP training from Team Insurance, CSC SPV
  4. VLE to Complete Pre-licensing Education ,online modules of examinations . Completion Certificate shall be issued after completion of online modules .
  5. VLE gets intimation for the date of RAP examination from Team Insurance
  6. Appear for the Exam on the Scheduled date / Time @ your own center .
  7. VLE to pass the examination.
  8. LICENSE by IRDA
  9. CSC SPV Signs agreement with VLE for insurance sales
  10. Product training by Insurance Companies
  11. CSC SPV activates the Insurance services on the service screen on the www.apna.csc.gov.in of Licenced VLE
  12. VLE starts selling following insurance
  13. Life Insurance
  14. Motor Insurance
  15. Crop Insurance
  16. Health Insurance
  17. Cattle Insurance
  18. Personal Accident Insurance